Cost and Affordability: Counselling Costs

By Stephanie O’Brien

If you’re thinking about starting counselling but wondering how much it costs, you’re not alone.

One of the most common questions people ask is: “How much is counselling in NZ?” This blog

breaks down what influences the cost, different types of funding, and how you can access help, even if you're on a tight budget.

Why Are Counselling Costs So Different?

Counselling prices can vary quite a bit depending on a few things, who you see, where you

go, and how the service is funded. Some sessions are completely free, some are subsidised,

and others are private and charged at full cost.

Let’s look at the different options.

Public, Subsidised & Funded Counselling

Partially or Fully Funded Services

In New Zealand, some counselling services are funded or partially subsidised through

government programmes, charitable organisations, or helplines. These services may offer:

● Free peer support or group sessions

● Helpline or phone support at no cost

● Reduced fees with student counsellors or interns

Some organisations also provide online or phone options if attending in person is difficult —

sometimes even on short notice.

Government-Funded Support (e.g. ACC, WINZ)

If you’ve experienced injury or trauma, or you're facing financial hardship, you may be eligible

for support through:

● ACC: For those impacted by physical injury or sensitive claims (like trauma or abuse)

● WINZ (Work and Income): Support may be available if your wellbeing affects your

ability to work or study

These services usually cover a standard hourly rate, and your counsellor will guide you through

the referral process if they’re registered to provide this support.

Private Counselling Costs

Private clinics often charge higher rates. This is because their services aren’t funded and they

cover all costs themselves.

The price can depend on:

● The counsellor’s experience

● The length and type of session (e.g. couples, emergency, or extended sessions)

● Location and whether the session is in-person or online

Some practices offer packages, flexible payment options, or can help with funding applications.

It’s always worth asking.

What About Kōwhai Therapeutic Services?

At Kōwhai Therapeutic Services, we do things a bit differently. We're a community-focused

service, and our goal is to make counselling more affordable and welcoming for everyone.

Here’s what we offer:

● Sliding scale pricing: Based on what you can afford, with a minimum fee of $50

● Student counsellors: A great low-cost option with solid support and supervision

● WINZ support: We can help you apply for subsidies if you're eligible

● EAP referrals: Some workplaces will fund counselling through employee assistance

● Online and in-person options available

Ways to Make Counselling More Affordable

● Ask about student or intern counsellors – they offer great support at a lower cost

● Explore funding options – like ACC or WINZ, especially if you're dealing with trauma

or life challenges

● Check if your employer offers EAP – some workplaces cover counselling

● Look into packages or sliding scale options – many providers are open to discussing

this

● Use free tools first – like helplines, support groups, or online resources

FAQs About Counselling Costs

How much does counselling usually cost in NZ?

It depends. Some services are free, others are subsidised however, this can mean being added to a waiting list. Private counselling in New Zealand varies according to the experience and location of the counsellor. We offer the opportunity to access counselling on a sliding scale, this is based on the experience of the counsellor.

Is there free counselling in New Zealand?

Yes. Free helplines, group support, and some community services are available.

Can I get ACC support for counselling?

If you've experienced certain injuries or trauma, you may be eligible. Your counsellor can help

you apply if they’re registered with ACC.

Does WINZ help with the cost of counselling?

Yes, if you’re on a benefit or need support for your wellbeing, WINZ may help. We can sign the documentation to support your application.

Do I need a referral to see a counsellor?

Not at Kōwhai Therapeutic Services. You can self-refer by getting in touch directly.

FAQs About Kōwhai Therapeutic Services

How much do sessions cost?

We use a sliding scale starting at $50. We'll talk with you about what works for your budget.

Who can I see at Kōwhai Therapeutic Services?

We have both registered counsellors and placement counsellors. All placement counsellor sessions

are supported and supervised.

Where are you based?

We're located in Tawa, Wellington, and offer both online and in-person appointments.

Can I get help applying for WINZ or ACC?

Yes, we're happy to help with paperwork or letters you need to apply for support.

Let’s Talk

If counselling feels out of reach because of the cost, you’re not alone, but there are options.

At Kōwhai Therapeutic Services, we believe mental health support should be accessible for

everyone.